It takes time to amass capital, as my own experience shows. When I was just a kid, I used to play a popular game called "Spin the bottle." Perhaps it was before your time, but in this game, a girl spins a coke bottle, and when it points at a boy who is playing, she has to either kiss him or pay him a nickle. I played this game a whole lot when I was young, with the unexpected result that, by the age of 14, I owned my own home.
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